How to Receive a Payment Advance on Your ERC Bridge Financing
Receive a Payment Advance on Your ERC Refund
Employers can obtain their ERC return right away without having to wait for the IRS thanks to Swift Small Financial's Employee Retention Credit (ERC) Bridge Financing. To get started, fill out an online ERC funding application.
No Upfront Cost, Commitment, or Impact on Credit*
The employer's ERC claim should have a minimum valuation of $75,000, and there are no limits on the amount that can be financed. Rates and terms may differ.
ERC Bridge Financing allows you to avoid the IRS's processing time.
Utilize your ERC refund right away to take advantage of the greatest ERC financing rates, options, and conditions the market has to offer.
Easy Application Process
It takes just four minutes and some basic information to get started, and we’ll guide you through every step of your application from there.
Fast Turnaround on Funds
Get an approval decision in as little as 48 to 72 hours and have your ERC funds deposited into your bank account the same day.
Industry-Leading Support
We'll help you determine your fit for ERC Bridge Financing with full transparency and work with you to secure the best rate and terms.
APPLICATION PROCESS FOR ERC FINANCING
Our ERC Bridge Financing Process
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APPLICATION TIME ESTIMATE: 4 MINUTES
Quickly and easily submit your ERC Financing Application by providing essential details about yourself, your business, and your ERC claim through our streamlined four-minute process."
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Expected Completion Time: 10 Minutes
We'll reach out to you to go over the necessary documents for your application and address any queries you might have.
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APPROVAL TIMELINE = 48-72 HOURS
Once we have all your required documents, we'll initiate the processing of your application, aiming to provide you with an approval decision within just 48 to 72 hours.
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COMPLETION TIME = SAME DAY
Upon acceptance, you will receive your final ERC financing offer(s) for your review. Once accepted, the ERC funds will be swiftly deposited into your account.
THE #1 SOURCE FOR ERC FINANCING, PERIOD
Why Our Clients Choose Us
Dedicated to the Prosperity of Your Business
As a trusted authority in our field, we equip you with the latest information, valuable insights, expert recommendations, and our wealth of shared experience.
Established History of Success with Employers
Alongside our highly sought-after financing solutions, we've successfully retrieved billions of dollars from COVID-19 relief programs such as the PPP and ERC.
Pioneers of Small Business Excellence
Swift Small Business Financial's small business financing solutions and employer services have proven to be catalysts for business owners and entrepreneurs alike, amplifying their success.
20,000+
Employers Served Since the Start of the COVID-19 Pandemic
$5 billion+
ERC Refunds Recovered by Swift Financial and Its Affiliates
10+ years
Industry Experience Serving Small Businesses and Employers
PREREQUISITES FOR ERC FINANCING
Can You Use ERC Bridge Financing?
A few requirements before submitting an application for ERC financing
At A Glance
Pending ERC Claim with the IRS
Valuation must be $75,000 or higher.
Operating Since February 2020
Recovery Startup Businesses are not eligible.
Minimum FICO Score or Lien Assessment
Frequently Asked Questions
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Once accepted, funds usually arrive in a business's bank account within 24 hours, though depending on the bank, it may take up to three working days.
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ERC Scaffold Funding continues can be utilized for any cost of doing business. Dissimilar to other Coronavirus help programs, there are not many limitations in regard to organizations' utilization of their discount.
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In most cases, the following three factors determine whether a business will qualify for an ERC Bridge Loan or ERC Claim Buyout:
The business must have submitted a valid Employee Retention Credit (ERC) claim of $75,000 or higher with the IRS.
The business must have been operating since at least February 2020.
The business owner, or the business, must meet credit approval or lien assessment requirements.
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IRS handling for the Worker Maintenance Credit (ERC) can require as long as ten months. This timetable is excessively lengthy for organizations handling rising expansion, higher financing costs, and restricted admittance to capital. ERC Scaffold Funding permits organizations to get to their discount in days and use it any place it's required.
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Representative Maintenance Credit (ERC) Scaffold Supporting alludes to Capital Monetary's answer for organizations that don't need or can't bear to trust that the IRS will handle their ERC discount. By applying for an ERC Scaffold Credit or an ERC Guarantee Buyout, organizations can progress up to 85% of their discount very quickly.
Still have questions? Give us a call at: (516) 687 9488
There is no upfront cost, commitment, or impact on credit to apply for ERC Bridge Financing online with Swift Small Business Finance. Any fees associated with Swift Small Business Finance’s services will be explained in writing and subject to the client’s approval beforehand.
Actual percentages will vary based on creditworthiness, the chosen lender, and other factors. Swift Small Business Finance has partnered with multiple lenders so that the company can offer greater flexibility and coverage to its ERC clients.
The timeline to receive funds will vary based on client responsiveness, lender capabilities, and other factors. Not all Swift Small Business Finance’s lenders are able to secure funds in 72 hours.
Time Is Money, We'll Save You Both
Apply for ERC Bridge Financing today so that you can get back to growing your business.