Your Fast & Reliable Solution for ERTC Financing: Get Funds Now!

With our ERTC financing, specifically our ERTC Advance, your business can bypass the IRS wait and access your Employee Retention Tax Credit funds quickly and reliably, putting crucial capital in your hands today.

ERTC Financing, Lightning Fast!

Discover the nation's leading ERTC Advances! Whether you're looking for an ERTC loan alternative or an ERTC buyout, our streamlined application process gets you there. Apply for ERTC financing online now! Simply upload your documents and complete a brief business questionnaire to check your eligibility. It's secure, it's swift – the entire process takes just minutes online.

An erc bridge loan can help you get your grant money quicker

We offer Fast & Simple ERTC Financing: Get Your Funds Now!

Apply Now for Immediate Consideration!


Why wait for the IRS? We offer efficient ERTC financing through our ERTC Buyout and ERTC Loan programs. Access your Employee Retention Tax Credit funds upfront and finance your approved amount in just one week!

Get immediate ERTC financing – we can advance up to 95% of your anticipated ERC Claim within 7 days.

Speed up your access to your IRS refund with Swift SBF's erc cash advance.

Apply for Swift SBF's erc cash advance to speed up your IRS refund

Q. Understanding Your ERTC Advance as a Financing Tool?

A. ERTC Advance is a form of ERTC financing that allows companies to access their ERTC funds quickly, bypassing the typical IRS processing times. We offer this ERTC financing via our ERTC Loan and ERTC Buyout services.

Q. How Can You Benefit from Our ERTC Financing?

A.-A. Complete our simple application form.

B. We'll quickly validate your ERTC claim.

C. Receive your ERTC financing – up to 95%* of your eligible funds – in about a week.

Supporting Daily Small Business Growth with Accessible ERTC Financing.

Small Businesses
Funded

+20,000

Amounts starting at $150,000.00
*applies to some products only

Up to $20M*

Better Business
Bureau

Why Partner with Swift SBF

PRICING

Our ERTC financing options are among the most competitively priced in the industry. We provide unmatched ERTC Loan and ERTC Buyout solutions nationwide.


FAST

Swift SBF can purchase your ERC refund and pay you immediately while we wait for the government check, which often takes over 12 months to arrive.

EASY

From application to funding, our ERTC Financing experts handle everything, letting you stay focused on what matters most which helps in growing your business.

ECONOMICAL

Unlike traditional loans or revenue-based financing, there are no daily or weekly repayments on the funds you receive from us today.

Use the erc advance loan to get access to your erc grant fast

How the Swift SBF ERTC Financing Works

1

 Make convenient, low monthly interest-only payments.

2

Get immediate access to up to 95% of your ERTC funds.

3

Receive your ERTC credit securely now—no more waiting on uncertain timelines.

4

We advance the full ERTC credit amount, minus a small bridge loan fee.

Your Solution for Fast ERTC Financing: The ERTC Buyout.

Looking for quick ERTC financing?

An ERTC Buyout (also referred to as an ERTC Advance or ERC Purchase) is the answer. It allows companies with pending Employee Retention Tax Credits to sell their ERTC Claim now for up to 95% of its value, providing immediate ERTC financing. Choose our ERTC Buyout over waiting for the IRS to get your ERTC financing sooner.

Our ERTC financing program, utilizing the ERTC Buyout mechanism, is structured to give businesses immediate access to a large percentage of their projected ERTC credits. We offer to purchase up to 95% of your total ERTC credit, presenting a hassle-free ERTC financing alternative without ongoing debt obligations. For instance, a $1 million ERTC claim could translate to up to $950,000 in immediate ERTC financing through our ERTC Buyout.


the ertc bridge loan helps businesses get funds quicker

Frequently Asked Questions

  • Any business that has filed or is eligible to file for the Employee Retention Tax Credit can apply. If you’ve been approved for the credit, you likely qualify for financing—regardless of your industry.

  • Nope! ERTC financing is non-dilutive and typically doesn’t require a personal guarantee. It’s based on your refundable tax credit, not your credit score.

  • ERTC financing is a fast, flexible way to access your Employee Retention Tax Credit (ERTC) funds before the IRS processes your claim. Instead of waiting months—or even longer—you get a cash advance on your eligible credit amount to boost your cash flow now.

  • Simple: speed and certainty. The IRS has a significant backlog and no guaranteed timeline for payouts. With ERTC financing, you can put your money to work immediately—whether it’s covering payroll, scaling operations, or investing in growth.

  • You can access up to 95% of your approved ERTC amount upfront. This allows you to benefit from your refund without unnecessary delays.