SBA Bolt Loans.
Quick and Simple.

You're a good candidate if:

1) Your business is in operation for at least 2 years

2) You have a 700+ FICO

3) Your business has $150k or more in annual revenue

If you have questions about the required documentation, schedule a consultation to receive a personalized review.

Most business owners know that cash is the fuel that grows a business. Our Bolt SBA Loan is an easy way to fund a growing business with an expedited loan of up to $150,000 and favorable terms. Bolt SBA Loans can be funded in as little as 7 days from the receipt of the completed application. Bolt SBA Loans offer a 10-year term and most interest rates are currently Prime + 3.75%, instead of the double-digit rates that alternative lenders provide. You may be a good candidate for a Bolt SBA Loan if you want to:

Buy inventory

Refinance debt

Gain working capital

Get cash for receivables that haven’t been paid

Buy small equipment

Need cash but don’t want to pay double-digit interest rates

Have a question about how you can use a Bolt SBA Loan? Schedule a consultation to receive your personalized analysis.

Many short-term business loans come with a short repayment term and double-digit interest rates. Bolt SBA Loans typically offer a 10-year term and interest rates of Prime + 3.75%, instead of double digits.

In order to be approved for a Bolt SBA Loan, all borrowers must have a minimum FICO score of 700.

Bolt SBA Loans are provided as working capital and can be used for simple loan uses including but not limited to:

Inventory

Buying small equipment

Payroll

Marketing

Other business expenses

Have questions about how you can use a Bolt SBA Loan to grow your business? Schedule a consultation with one of our partnered Bolt loan officers today to receive a personalized analysis.

Partner PLP status gives us an edge in the SBA lending landscape. First and foremost, this designation validates our expertise, experience, and track record when disbursing SBA loans efficiently and on schedule. But its primary benefit lies in bypassing lengthy reviews by the SBA itself by having autonomy to make credit decisions internally - this means faster decisions, simpler procedures, and greater customization to each business's specific requirements.

Borrowers benefit greatly from our PLP status; traditional SBA loan applications may become bogged down in bureaucratic processes; with us as your PLP lender, delays are minimized significantly and funding for SBA Bolt Loans can occur within 10 days from receiving your completed package!

By making credit decisions in-house, we not only streamline loan approval processes faster but also ensure they're tailored specifically to our clientele's unique situations. With an in-depth knowledge of various industries combined with PLP status's flexibility we are able to quickly develop solutions tailored specifically for you - which translates to an enjoyable loan experience tailored specifically for you and ensuring all financial needs of your business are quickly addressed efficiently and timely.

Although both loans support small business endeavors, the SBA BOLT Loan program stands out due to its emphasis on swift financing and efficiency. Traditional SBA loans, while extremely useful, can sometimes involve an extended application and approval process that poses difficulty to businesses that urgently require capital. The SBA BOLT Loan program was specifically created to streamline application procedures by eliminating paperwork and bureaucratic obstacles. As this loan ensures businesses receive financial support in a timely fashion, making it particularly appealing to enterprises looking for immediate operational needs, financing solutions or managing unexpected expenses. So if time matters as well as capital when running your own business, the BOLT SBA Loan may just be what's necessary to reach financial independence.

The SBA BOLT Loan was designed with flexibility in mind and serves a range of industries and business models. While its eligibility requirements can be found here, potential borrowers must meet specific stipulations or fulfill certain prerequisites to become eligible. These requirements ensure the loan meets its stated purpose and is carried out responsibly, with some industries or business types having specific constraints or preconditions related to operations, regulatory environments or inherent business risks that must be satisfied in order to secure funding. To accurately ascertain if your business fits within the BOLT SBA Loan's criteria or has special considerations that require special attention for its industry, engaging in dialogue with one of our loan officers is key in order to identify any relevant details about financing your journey efficiently and with knowledge. They possess expert guidance which ensures an informed financing journey is experienced with minimal barriers along the way.